Debt collectors have to provide a debt validation letter within five days of first contacting you. Red flags that a debt ...

The date a debt collector gives you may not tell the full story about how old your collection debt actually is.

Your account's collection status can affect debt forgiveness, but it isn't the only factor that matters.

An old collections balance may have lost its legal bite, but paying it could come with unintended consequences.

Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. Always ask for detailed information about the debt and the debt collector's contact details to ...

A debt collector may push you to pay your entire balance at once, but is that your only option in the situation?

The Federal Trade Commission is in the process of returning more than $1 million to consumers duped by a phantom credit collection scheme. If you are contacted about unpaid balances, whether they are ...

Debt settlement has major risks but can be a last-ditch option for those buried in debt. U.S. News provides advice on which ...

A record number of consumers are entering debt consolidation, according to one of the nation’s largest debt-management nonprofits.

Is your 401(k) at risk if you’re in debt? Here’s what you need to know to protect your retirement savings - Some 64 percent of debt collection agencies saw their number of consumer accounts increase o ...